Flexible for you

What are my choices?

Mix and Match modules that fit your needs.  Choose only what you need with

elements by medavie blue cross

Health Benefits

Accidental Death & Dismemberment

Accidental Dental

Ambulance

Chronic Disease Management

Diabetic Supplies

Health Practitioners

    Acupuncturist

    Audiologist

    Chiropodist /Podiatrist

    Chiropractor

    Dietician

   Massage Therapist

   Naturopath

   Occupational Therapist

   Osteopath

   Physicotherapist/Athletic Therapist

   Psychologist  / Social Worker

   Speach Therapist

Hearing Aids

Wellness Program -inConfidence

Medical Equipment

Mobility Aids

Nursing Care

Orthotics/Orthopedic (custom)

Ostomy Supplies

Oxygen

Prosthetics

Semi-Private Hospital

Travel

Vision Care

  REQUIRED

choose one (1) of these modules

entry

essential

Enhanced

60% Coverage

-

$7,000/Lifetime

-

$250

-

 

-

$250 / yr

$250 / yr

$250 / yr

$250 / yr

-

-

$250 / yr

$250 / yr

$250 / yr

$250 / yr

$250 / yr

 

 

-

-

-

$150 / yr

-

-

-

-

-

$100 / 2 year (6 mo wait)

70% Coverage

$10,000 & $5,000

$7,000/Lifetime

$420

$400

$400 / yr

$400 / yr

$400 / yr

$400 / yr

$400 / yr

$400 / yr

$400 / yr

$400 / yr

$400 / yr

$400 / yr

$400 / yr

$400 / yr

$400 / 5 yr (6mo wait)

$3,500 / 2yr

$150 / yr

$10,000/ LT

-

-

$150 / 2 year (6 mo wait)

80% Coverage

$15,000 & $5,000

$7,000/Lifetime

$420

$500

$500 / yr

$500 / yr

$500 / yr

$500 / yr

$500 / yr

$500 / yr

$500 / yr

$500 / yr

$500 / yr

$500 / yr

$500 / yr

$500 / yr

$500 / 5 yr (6 mo wait)

$5,600 / 2 yr

$225 / yr

$10,000/ LT

100% / 90 days

100% / 30 days

$300 / 2 year (6 mo wait)

Drug Benefits

 OPTIONAL

You may choose one (1) of these modules

100% after $4,500 eligible claims / yr

Maximum co-pay per prescription

Maximum out of pocket co-pay / yr 

No overall benefit maximum / yr

Birth Control

Smoking Cessation Drugs

Fertility Drugs

Allergy Serums

Erectile Dysfunction Drugs

Vaccines

essential

70% Coverage

$100

$1,350

$800 / 5yr

-

-

-

-

Enhanced

80% Coverage

$50

$900

$800 / 5yr

$1,500 / yr up to $3,000 /LT

$500 / yr

$250 / yr

$250 / yr

 OPTIONAL

You may choose one (1) of these modules

 

Dental Exam & Cleaning

X-rays

Fillings

Extractions

Root Canals

Periodontal services

Major Dental

Orthodontics (age 18 and under)

entry

essential

Enhanced

60% Coverage - $500 / yr

 

✓ (3 mo wait)

✓ (3 mo wait)

✓ (3 mo wait)

-

-

-

-

-

80% Coverage

 

✓ (6 mo wait)

✓ (6 mo wait)

✓ (6 mo wait)

✓ (6 mo wait)

✓ (6 mo wait)

60% - $1,200 / yr (24 mo wait)

60% - $500 / yr (24 mo wait)

60% - $1,500 / lt (24 mo wait)

70% Coverage

 

✓ (6 mo wait)

✓ (6 mo wait)

✓ (6 mo wait)

✓ (6 mo wait)

✓ (6 mo wait)

 

-

-

-

dental Benefits

additional modules

 OPTIONAL - You may choose any of these modules

Critical Illness

Critical Illness pays cash in the event of an unexpected illness. Covered conditions include Alzheimer’s Disease, Blindness, Burns, Coma, Deafness, Life Threatening Cancer, Loss of Speech, Major Organ Failure, Major Organ Failure requiring transplant, Motor Neuron Disease, Multiple Sclerosis, Paralysis, Parkinson’s Disease, Senile Dementia, Severe Heart Attack, Severe Stroke.

Hospital Cash

$100 per day for up to 100 days per year when hospitalized. If over the age of 65, benefit is limited to 30 days per year.

Assured Access

Assured Access allows you to put your coverage on hold should you acquire group health benefits and to reactivate your health plan later without needing to qualify again medically.

Maximums and restrictions may apply

Did you know?

Self-employed individuals can

report health plans as a business expense for income tax purposes

Individual health insurance plans can be used as a personal tax deduction under medical expenses

 elements can be upgraded without underwriting at key life events